Real Car Cost Calculator
The flagship tool: pick how you're paying, add running costs, and see the true monthly cost — not just the finance payment.
Ownership
How are you paying?
At the end of the term
Annual running costs
Illustrative estimate
£11,484
Adjust
If you return it
£628/mo
Total: £30,165
If you keep it
£577/mo true cost
Total: £27,680 · est. end value £11,484
Running-cost and end-value figures are estimates — adjust to your own quotes for an accurate picture.
Last reviewed: 30 August 2026. Figures and methodology are reviewed as UK rates and rules change.